“We exist to make a lasting impact on communities we serve through homeownership, service and giving back.”
Top Flite Financial, Inc., a premier Fannie Mae Direct mortgage lender, was founded by Timothy and Tracie Baise in December 2002. What initially started in an 80-square-foot home office in a small rural town in Michigan has flourished into a Nationwide Multi-Million Dollar Corporation. Our commitment to excellence is reflected in our exceptional team of long-standing employees, many of whom boast an impressive tenure of 15 years or more. At Top Flite Financial, we prioritize the care and satisfaction of our clients, forging lifelong relationships as a trusted mortgage provider. Our dedicated professionals are determined to find the perfect loan solution that aligns with each client’s unique needs. With a highly experienced staff, we offer expertise in every area of mortgage lending, ensuring a seamless and personalized experience for our valued customers.

Your Relationships.
We believe strong relationships are the foundation of every successful home loan. From our loan officers to our support teams, we focus on building trust and lasting partnerships that make the process smoother for you and your clients.

Your Customer.
Every borrower has a story. That’s why we take time to listen, understand their goals, and guide them toward the right loan program. With tailored solutions and transparent communication, we put customers at the center of everything we do.

Your Community.
Homeownership is not only about buying a house. It is also about strengthening communities. By supporting local initiatives and giving back through programs like Homeless Angels, we make sure our work extends beyond loans into lasting impact.

Your Goals.
Whether you are a first-time homebuyer, a growing family, or an experienced investor, your goals drive our strategy. With diverse loan options and a commitment to excellence, we help you move forward with confidence toward your vision of homeownership.
INC 5000 Company
Top Flite Financial is proud to be an INC 5000 Company for 9 years.
Fannie Mae Direct Lender
A Title II Non-Supervised (Full Eagle) Lender, a VA Automatic Lender, and a USDA National Lender.
Unsurpassed Benefits
We offer our mortgage partners a 401K, Health Insurance, Weekly Payroll, and more.
Full Range of Loan Programs
We offer an extensive menu of products to meet the needs of all types of financial situations.
Your Hometown Mortgage Solution
As a local lender deeply rooted in our community, we have a genuine investment in its well-being. Our commitment extends beyond providing exceptional mortgage services – we genuinely care about the growth and prosperity of our schools, neighborhoods, and future. We understand that your home financing needs may evolve over time, and we look forward to being there for you every step of the way. That’s why we take the extra time to ensure you have a thorough understanding of your mortgage transaction and feel completely at ease. At Top Flite Financial, we are large enough to provide the most advanced products and service technologies available, and small enough to make home loans one customer at a time.
