

Lucas Chiddister
Area Manager
NMLS # 2176354
3657 Maguire Blvd.
Suite 100
Orlando, FL 32803
Branch NMLS # 499253
Call Me: 813-404-7813
Email Me: lchiddister@tfhomeloans.com
About Me
I’ve been helping clients realize and achieve their real estate dreams for over four years. I chose this career because there is nothing better than working with people, solving problems, and helping them reach their goals.
I specialize in traditional and Non-QM loans, supporting first-time homebuyers, families making their next move, and real estate investors. My approach is simple: take time to understand your goals, set clear expectations, and guide you with proactive, transparent communication. Clients say they value the way I simplify complex situations, my accessibility, and my commitment to doing what’s right.
By staying current on industry trends through trusted sources, technology, and a strong professional network we can focus on data—not headlines—so you can make informed decisions with confidence. If the numbers support your goals, it’s a great time to buy!
While I can lend in any state, Central Florida is home. I love serving a community that blends culture, sports, world-class attractions, and people from all over the world. Outside of work, I’m a soccer fanatic, an Orlando City supporter, and someone who loves family time, gardening, and cheering on my favorite teams. I also volunteer at my kids’ schools and enjoy giving back to the community.
My goal is to help you achieve your homeownership dreams and build long-term wealth through real estate with a smooth, supportive, partnership-style experience.
Your Mortgage Experience Starts Here
At Top Flite Home Loans, we take great pride in delivering a digital mortgage experience with a human touch and are committed to providing our clients with cutting edge technology to simplify the mortgage process! That’s why we’ve streamlined the mortgage process making it that much easier for you to apply.
Now you can stay connected to every aspect of the loan process using our mobile apps and website. Get pre-qualified, view your progress, calculate payments, and securely upload documents all from one portal.


Stay connected anytime, anywhere.
Crunch The Numbers
Calculate possible monthly payment options using the calculator below

The information provided by this calculator is for illustrative purposes only. The default figures shown are hypothetical, may not be applicable to your individual situation, and may not reflect Top Flite Financial, Inc. products, rates, or terms. The information cannot be used by Top Flite Financial, Inc. to determine a customer’s eligibility for a specific product or service. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. All financial calculators are provided by a third-party and are not controlled by or under the control of Top Flite Financial, Inc., its affiliates or subsidiaries. Top Flite Financial, Inc. is not responsible for the content, results, or the accuracy of information.
I’d love to hear from you!
My Licensing Information
Indiana LO License # 67690; Florida LO License # LO95263.
Click Here for my licensing information.
